Visitor

 • 

2 Messages

Thursday, July 24th, 2025 1:03 AM

Ineligible for device payment plan despite 800 credit score, years of on-time payments

I am recently trying to get a new phone plan via xfinity with a new phone and upgrade my wife's phone. 

Unfortunately I keep receiving an error message that says I'm over the number of lines I can have on device payment plans, which is currently 0. I have a great credit score and have never missed xfinity payments so not sure what the deal is. I have already spoken to a representative by phone who couldn't' help me and someone at the xfinity store in person who didn't have many more answers. 

My only speculation is that they tried a soft credit check while my credit was frozen and now my account is "locked" in this state. Any help would be appreciated, thanks!

Oldest First
Selected Oldest First

Official Employee

 • 

2.7K Messages

4 months ago

 

user_jpyl4h Thank you for reaching out to us over our Xfinity Community Forums. If your credit is frozen Xfinity Mobile cannot evaluate eligibility for a Device Payment Plan (DPP) until the  freeze has been lifted. Once the status is confirmed as lifted, the Xfinity Mobile Team will have to remove the previous credit inquiry before a new credit check can be processed. 

 

Visitor

 • 

1 Message

I just found this answer, explains what I thought might be the case. I am having the issue the original poster is/was having as well. My credit was frozen to prevent fraud. Now that it's unfrozen, how to I get a the previous inquiry to be removed by the Xfinity Mobile Team and a new credit check be processed? I've called and tried chats multiple times and the last time, yesterday, I thought this might have been the case and was trying to communicate to tell them to run another credit check but it seems like they weren't understanding. I asked them to escalate and they said I'd receive an email but no email. Is there something specific in Xfinity code/words that tells them what I need for this case? Your help is greatly appreciated!

Official Employee

 • 

2.5K Messages

 

user_5wbnjb Welcome to our community forum! Thank you for reaching out so we can help you set up your Xfinity Mobile service! Please send a direct message by clicking the chat icon in the upper right corner of the page, click on the pen and paper icon, then enter “Xfinity Support” in the “To” section. Include your name and address so I can find the account and get started on a resolution. 

 

I am an Official Xfinity Employee.
Official Employees are from multiple teams within Xfinity: CARE, Product, Leadership.
We ask that you post publicly so people with similar questions may benefit from the conversation.
Was your question answered? Please, mark a reply as the Accepted Answer.tick

Visitor

 • 

5 Messages

@XfinityEmilyB  I am having the same exact issue. I was on chat and phone with customer service all day and no one could assist me. Very disappointing! Would you be able to assist me with this issue. Thank you.

Visitor

 • 

5 Messages

@XfinityMartyR​ I am having the same exact issue. I was on chat and phone with customer service all day and no one could assist me. Very disappointing! Would you be able to assist me with this issue? Thank you.

Official Employee

 • 

2.8K Messages

Thanks for posting on our Community Forums for assistance, n_ringo. Is your credit frozen? 

 

I am an Official Xfinity Employee.
Official Employees are from multiple teams within Xfinity: CARE, Product, Leadership.
We ask that you post publicly so people with similar questions may benefit from the conversation.
Was your question answered? Please, mark a reply as the Accepted Answer.tick

Visitor

 • 

1 Message

1 month ago

I have the exact same issue as well!  My credit is well over 800 and I cannot get proper financing for a new device. So I can’t take advantage of xfinity’s offers/deals. I’ve tried several months and spent hours on the phone to fix the issue.  I’ve spoken with multiple agents - all have been willing to help and very nice - but none seem to understand the problem nor how financing the devices should work.  They’ve said multiple times that my credit will improve the longer I am a customer but this does not seem to be true. Moreover, I’ve tried multiple times with them to lift my freeze and run a new credit check to no avail. More recently at xfinity’s direction, I contacted equifax directly who confirmed the freeze was lifted and my excellent credit rating.  But Xfinity has no way to receive the credit report from equifax (and equifax won’t send the report directly to Xfinity - don’t let exhibit tell you otherwise!).  This is a simple issue and there’s a simple solution; but xfinity’s administrative limitations (including restraints on their own agents) have frustrated the process.  It’s really a shame because everyone loses!

Visitor

 • 

2 Messages

I ended up dropping Xfinity mobile over this issue. Best of luck, but I think that’s your best bet too. 

Official Employee

 • 

1.8K Messages

@user_dp7kkh​ thank you for taking time to reach out over Xfinity Forums, and understand wanting to take advantage of a Xfinity Mobile offer. When was the last time there was a check to see if you were eligible for a device payment plan?  

I am an Official Xfinity Employee.
Official Employees are from multiple teams within Xfinity: CARE, Product, Leadership.
We ask that you post publicly so people with similar questions may benefit from the conversation.
Was your question answered? Please, mark a reply as the Accepted Answer.tick

2 Messages

1 month ago

I’m having this issue too, so much for being approved even if your credit rating is less than stellar. I even have internet through them. 🙄

Visitor

 • 

1 Message

17 days ago

I am having this issue as well. Has there been a universal fix or solution discovered or implemented? 

Official Employee

 • 

2.6K Messages

 

user_sq7gza Please make sure that your credit is not frozen. This can be something done to prevent fraud as a protective measure. Once that is lifted, you should be able to have your credit evaluated again to see if additional devices can be added on.

 

I am an Official Xfinity Employee.
Official Employees are from multiple teams within Xfinity: CARE, Product, Leadership.
We ask that you post publicly so people with similar questions may benefit from the conversation.
Was your question answered? Please, mark a reply as the Accepted Answer.tick

Visitor

 • 

1 Message

16 days ago

I am having the same issue as well Xfinity told me at sign up wait 3 months and rerun credit and now at 6 months same issues. 0 lines available to add or upgrade. Oh and besides no payment plan upgrade can not get past 3 lines maximum! 

Official Employee

 • 

2.6K Messages

Hi there, @user_fjavui Thank you for reaching out. I’m really sorry to hear you’re still dealing with this after being told things would change in a few months that’s understandably frustrating. You’ve done everything right by waiting the full six months, and it’s disappointing to still be facing the same limit with no option to add or upgrade lines. You came to the right place to have this escalated. Can I please DM me your full first and last name along with our full service address so that I can assist you further.-Richard

 

Please send a private message by clicking the direct messaging chat icon in the upper right corner of the page, click on the pen and paper icon, then enter “Xfinity Support” in the “To” section. 

I am an Official Xfinity Employee.
Official Employees are from multiple teams within Xfinity: CARE, Product, Leadership.
We ask that you post publicly so people with similar questions may benefit from the conversation.
Was your question answered? Please, mark a reply as the Accepted Answer.tick

Visitor

 • 

1 Message

5 days ago

Same here, over 800 credit score, 12 years of onetime payments, and I want to add something to the account.  I'd pay in full but then I don't get the $300 off offer.  Xfinity Agent was very useless in trying to resolve.  Is it that hard to put a message that says "if you have your credit frozen we can not perform a soft pull"???  The "soft" aspect makes it sound like they can do it even if your credit is frozen.  Xfinity agent had no clue.  I figured it out when I found this post, which I showed to him but he didn't know how to run another credit check and kept telling me I have more than 4 devices so that's why it's saying no (I don't, I have 1 device).  AT&T has offers I can actually use!

Official Employee

 • 

4.5K Messages

Hi user_8cdy2c! Thanks for visiting our Xfinity Forum, letting us know about the discrepancies you're running into with this device add-on concern. My team would be more than happy to have this double-checked. Please send us a Direct Message so we can better assist you. Here are the detailed steps to direct message us: 
 • Click "Sign In" if necessary
 • Click the "Direct Message icon” (upper right corner of this page)
 • Click the "New message" (pencil and paper) icon
 • Type "Xfinity Support" in the To line and select "Xfinity Support" from the drop-down list
 • Type your message in the text area near the bottom of the window
 • Press Enter to send your message

 

I am an Official Xfinity Employee.
Official Employees are from multiple teams within Xfinity: CARE, Product, Leadership.
We ask that you post publicly so people with similar questions may benefit from the conversation.
Was your question answered? Please, mark a reply as the Accepted Answer.tick
forum icon

New to the Community?

Start Here